The regulator does not ask you
to assert compliance.
It asks when
you last proved it.
Read any supervisory guideline closely and one shape recurs: a clock, a coverage window, an independence requirement, or a record that must survive years and an examiner. Each obligation below is set against what is produced to answer it. Every citation is to published text; sources are at the foot of the page.
US frameworks. Resolved once, not maintained nine times.
A US institution is rarely under one regime. A broker-dealer carries SEC recordkeeping, SOX control evidence, model-risk expectations under SR 11-7, a Safeguards Rule obligation and a state privacy statute at the same time — and the same log, the same access review, the same change record answers several of them. Maintained separately, that is nine versions of one fact, each drifting on its own schedule.
Where two authorities conflict, the decision is recorded rather than left to the reader — which one prevails, on what basis, and what was subordinated. A deletion request that meets a retention floor is resolved once, in writing, and the resolution travels with the evidence.
The overlap resolves into one control set emitting one evidence record, which answers every framework above. Voluntary frameworks — NIST AI RMF, CSF 2.0, ISO/IEC 27001 and 42001, SOC 2 — are carried as mappings and are never treated as binding obligations. Alignment with a framework is not compliance with a rule, and this system will not report it as one.
EU AI Act. Annex IV is a state to remain in, not a date to survive.
Article 11 requires technical documentation for every high-risk system; Annex IV specifies its contents; the obligation runs for a decade. Below is what Annex IV asks for, and what is produced against it.
Central Bank of the UAE.
The Master System of Record holding Confidential Data must be maintained inside the UAE — Outsourcing Regulation Art. 6.1. A location requirement, not a preference. Deployed inside the institution, the question does not arise.
Bank of Mauritius.
Every obligation tested within three years and never beyond forty-eight months; critical logs retained seven years. Proportionality adjusts the scale of the framework, not the requirement to evidence it.
Where each claim stops.
The four boundaries on the home page apply here without amendment. Five more are specific to these jurisdictions.
§ 06 · BeginBring the guideline you are worried about.
A diligence call covers the mapping to the specific text that binds you, deployment inside your perimeter, what the evidence does and does not establish, and pilot scope.